CRF Home

Offering individualized financial
& investment planning services

(781)404-7009    (978)206-2375

PRODUCTS & SERVICES

YOUR CUSTOMIZED FINANCIAL PROGRAM

Your Customized Financial Program

Our advisors will guide you through a step-by-step financial planning process to help you feel confident in your financial decisions. Because no two people are exactly the same, it is important that we customize our investment products and services to help meet your individualized needs. 

We’ll then use the WealthVision platform to integrate your financial plan
into a robust personal financial website. You’ll have access to budget tools, reports, educational materials,and storage for personal documents in one convenient and secure location.

Regardless of your stage in life, your income, or your goals, a comprehensive financial plan developed by us can help determine which of the following services, management styles and products might be applicable to your financial situation:

FINANCIAL PLANNING SERVICES

  • Financial Profile
  • Retirement Analysis
  • Survivor Income Needs
  • Education Funding & Financial Aid Planning
  • Estate Review
  • Asset Allocation
  • Tax Planning Analysis
  • Income Tax Strategies
  • Goal Funding
  • Disability Income
  • Long-Term Care
  • Investment Planning Services
  • Estate Planning Strategies
  • Wealth Forecasting Strategies
  • Business Planning Strategies

INVESTMENT MANAGEMENT SERVICES

INVESTMENT MANAGEMENT STYLES

Advisory Services

Active Investment Management

Scheduled annual reviews, advisors held to fiduciary standard, advisor granted discretionary trading responsibilities, inclusive annual managed assets percentage-based fee

Brokerage Services

Passive Investment Management

Advisors held to best interest or suitability standard, client responsible for initiation of all trades, transactional commissions and fees


INVESTMENT PRODUCTS

Equity and Fixed Income Investments

  • Mutual Funds
  • Stocks
  • Options
  • Bonds
  • Structured Investments
  • ETFs

Insurance

  • Annuities - Immediate, Variable, Fixed and Indexed
  • Insurance - Term, Universal, Variable, Whole
  • LTC (Long Term Care)
  • Disability
  • Buy/Sell Agreement


ACCOUNT TYPES

Retirement Accounts

  • Traditional IRA
  • Beneficiary IRA
  • Roth IRA
  • 401K
  • 457
  • 403(b)/TSA plans
  • Simple IRA
  • SEP (Simplified Employee Pension Plan)
  • Defined Benefit Plans
  • Government Employee Plans

Non-Retirement Accounts

  • Individual
  • Trusts
  • Individual TOD
  • JTWROS
  • UTMA/UGMA

Educational Savings Accounts

  • 529 College Savings
  • Coverdell Education Savings

VALUE ADDED SERVICES

ACCOUNT VIEW ONLINE & MOBILE APP

Log into our secure, 24-hour online access to your investment account information. A one stop login to view your accounts and access to eMoney/WealthVision. Mobile access is also available through the Account View 2.0 app.


eMONEY/WEALTHVISION

Accessed from Account View, the ability to link data from outside financial institutions to have a comprehensive view of your estate.


ONLINE SCHEDULING TOOL

Reserve a convenient time for you to meet with your Advisor. Zoom, FaceTime and phone call options are available.


SECURE E-MAIL SYSTEM & TEXTING PLATFORM

To protect your privacy and sensitive information. Direct, secure access in communicating with your Advisor


SECURE REMOTE UPLOADING OF DOCUMENTS

Upload your confidential documents directly to your Advisor through a secure portal.

MONTHLY EMAIL NEWSLETTER

Information on financial topics & current events that may affect your financial planning, with relevant information related to your accounts.


ANNUAL REVIEW OF ACCOUNTS

Minimum of once per year for clients having fiduciary actively-managed accounts.


SOCIAL MEDIA PRESENCE

LinkedIn, Facebook


EDUCATIONAL/CLIENT EVENTS

In-person and virtual events scheduled throughout the year.


MARKET INSIGHTS

Market commentary refreshed weekly and posted on our social media pages and website.

CLIENT FAQ

Answers to frequently asked questions regarding account access, account deposit/withdrawal, account maintenance, eMoney/WealthVision, and other relevant client information.


RESOURCE/KNOWLEDGE CENTER

Overview and videos on Estate, Insurance, Investment, Retirement, and Taxes


LATEST NEWS

Access to monthly newletters and quarterly market updates.


TOOLS & CALCULATORS

Useful tools to include various Calculators, an extensive financial Glossary, and Tax Tools.


CYBER FRAUD GUARANTEE

LPL will reimburse you for 100% of realized losses in your impacted LPL accounts, which were incurred directly as a result of unauthorize access to an LPL system. *Please click here for terms and customer obligations.

Our Process

We create strategies that are tailored to your needs and goals.

Financial PLanning Process
Our History

Years of experience have prepared us to guide you through your life transitions.

Our History