Products & Services

PRODUCTS & SERVICES

Your Customized Financial Program

Our advisors will guide you through a step-by-step financial planning process to help you feel confident in your financial decisions. Because no two people are exactly the same, it is important that we customize our investment products and services to help meet your individualized needs.

Regardless of your stage in life, your income, or your goals, a comprehensive financial plan developed by us can help determine which of the following management styles, products and services might be applicable to your financial situation:

FINANCIAL PLANNING SERVICES

Financial Profile
Retirement Analysis
Survivor Income Needs
Education Funding & Financial Aid Planning
Estate Review
Asset Allocation
Tax Planning Analysis
Income Tax Strategies

Goal Funding
Disability Income
Long-Term Care
Investment Planning Services
Estate Planning Strategies
Wealth Forecasting Strategies
Business Planning Strategies

INVESTMENT MANAGEMENT SERVICES

INVESTMENT MANAGEMENT STYLES

Advisory Services

Active Investment Management

Scheduled annual reviews, advisors held to fiduciary standard, advisor granted discretionary trading responsibilities, inclusive annual managed assets percentage-based fee

Brokerage Services

Passive Investment Management

Advisors held to best interest or suitability standard, client responsible for initiation of all trades, transactional commissions and fees

INVESTMENT PRODUCTS

Equity and Fixed Income Investments

Mutual Funds
Stocks
Options
Bonds
Structured Investments
ETFs

Insurance

Annuities - Immediate, Variable, Fixed and Indexed
Insurance - Term, Universal, Variable, Whole
LTC (Long Term Care)
Disability
Buy/Sell Agreement

ACCOUNT TYPES

Retirement Accounts

Traditional IRA
Beneficiary IRA
Roth IRA
401K
457
403(b)/TSA plans
Simple IRA
SEP (Simplified Employee Pension Plan)
Defined Benefit Plans
Government Employee Plans

Non-Retirement Accounts

Individual
Trusts
Individual TOD
JTWROS
UTMA/UGMA

Educational Savings Accounts

529 College Savings
Coverdell Education Savings

VALUE ADDED SERVICES

ACCOUNT VIEW ONLINE & MOBILE APP

Log into our secure, 24-hour online access to your investment account information. A one stop login to view your accounts and access to eMoney/WealthVision. Mobile access is also available through the Account View 2.0 app.

eMONEY/WEALTHVISION

Accessed from Account View, the ability to link data from outside financial institutions to have a comprehensive view of your estate.

ONLINE SCHEDULING TOOL

Reserve a convenient time for you to meet with your Advisor. Zoom, FaceTime and phone call options are available.

SECURE E-MAIL SYSTEM & TEXTING PLATFORM

To protect your privacy and sensitive information. Direct, secure access in communicating with your Advisor

SECURE REMOTE UPLOADING OF DOCUMENTS

Upload your confidential documents directly to your Advisor through a secure portal.

MONTHLY EMAIL NEWSLETTER

Information on financial topics & current events that may affect your financial planning, with relevant information related to your accounts.

ANNUAL REVIEW OF ACCOUNTS

Minimum of once per year for clients having fiduciary actively-managed accounts.

SOCIAL MEDIA PRESENCE

LinkedIn, Facebook

EDUCATIONAL/CLIENT EVENTS

In-person and virtual events scheduled throughout the year.

MARKET INSIGHTS

Market commentary refreshed weekly and posted on our social media pages and website.

CLIENT FAQ

Answers to frequently asked questions regarding account access, account deposit/withdrawal, account maintenance, eMoney/WealthVision, and other relevant client information.

RESOURCE/KNOWLEDGE CENTER

Overview and videos on Estate, Insurance, Investment, Retirement, and Taxes

LATEST NEWS

Access to monthly newletters and quarterly market updates.

TOOLS & CALCULATORS

Useful tools to include various Calculators, an extensive financial Glossary, and Tax Tools.

CYBER FRAUD GUARANTEE

LPL will reimburse you for 100% of realized losses in your impacted LPL accounts, which were incurred directly as a result of unauthorize access to an LPL system. *Please click here for terms and customer obligations.

We create strategies that are tailored to your needs and goals.

Financial PLanning Process

Years of experience have prepared us to guide you through your life transitions.

Our History