Richard J. West, CMFC®
Founder | Senior Partner
Rick West has more than twenty-five years of professional financial industry experience,15 of those years as a Financial Advisor with a fiduciary focus with advisory clients. He has taught financial seminars on technical quantitative market analysis, written a financial newsletter, and previously held a Commodity Trading Advisor Series 3 License (NFA ID: 0409843) while operating a commodity trading firm. He has also served as a Directing Manager of Trading and Analytics for a currency trading company. Prior to changing careers in March of 2000, Rick was heavily involved with new school design projects after having graduated with a Bachelor of Architecture degree in May of 1991.
In 2009, Rick began assisting clients with their comprehensive financial and retirement planning as a sole practitioner. As a co-founder of Concord River Financial (CRF) in 2015, Rick assumed the role of Senior Partner of CRF in charge of all operations.
Rick and his wife Nancy have been happily married since 1992 and live a short distance from the Concord River in Carlisle, MA where they raised their two beloved children. Rick is an avid Boston sports fan, enjoys traveling & long drives, and takes joy in home maintenance projects & yard work. He is an active member of the Financial Services Institute (FSI) and volunteers for the Carlisle Council on Aging assisting the elderly with their financial concerns.
DESIGNATIONS & LICENSES
- Series 7* – General Securities Representative Exam held through LPL Financial
- SIE* – Securities Industry Essentials Exam
- Series 66* – Uniform Combined State Law Exam held through LPL Financial
- Series 3* – National Commodities Futures Exam held through LPL Financial
- Life, Accident & Health Insurance licenses
- Chartered Mutual Fund CounselorSM(CMFC®) designation from the College of Financial Planning1
- CA Insurance License Information: Richard John West | Domicile: MA | 319 Littleton Rd, Westford, MA 01886 | CA Insurance #0G92378
AWARDS
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1 To obtain the CMFC® designation, recipients complete a strenuous course that encompasses the various aspects of mutual funds and their uses as investment vehicles. Recipients are required to exhibit a high degree of competence in integrating complex and theoretical mutual fund concepts into real-life situations. Designees are also required to adhere to a high Standard of Professional Conduct and must continue with bi-annual continuing education courses, further reaffirming their adherence to the required Standards of Professional Conduct and knowledge of the subject material.
2 This award was issued on 2/1/25 by Five Star Professional (FSP) for the time period 4/10/24 through 10/31/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 4671 Boston-area wealth managers were considered for the award; 528 (11 % of candidates) were named 2025 Five Star Wealth Managers.
| Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2025 Five Star Wealth Managers. |
3 Achievement is based on annual production among LPL Advisors only
4 MDRT (Million Dollar Round Table) The Premier Association of Financial Professionals®, is a global, independent association of the world's leading life insurance and financial services professionals from more than 700 companies in 80 nations and territories.
*Held with LPL Financial